FOR BITCOINERS, BY BITCOINERS

Advantages of BitBacked loans

Advantage 1

Never Sell Your Bitcoin

Access your wealth without selling your bitcoin, keeping you fully invested for future appreciation

Advantage 2

Fast & Hassle-free

Get quick funding without the usual delays, credit checks, and paperwork of traditional loans. Approval is based on your bitcoin’s value, making the process smooth and efficient.

Advantage 3

Tax Efficient

By using your bitcoin as collateral, you can access funds without triggering capital gains taxes and preserve more of your investment.

Our trusted partners:

Digital Asset Infrastructure
Blockchain Analytics
Blockchain Data Platform
Web Architects
Secure Digital Asset Custody
Bitcoin Economic Ecosystem
Stay Humble, Stack Sats

Choose the loan that suits your needs

Sensible Lending / Sensible Borrowing

With a bitcoin-backed loan, you can unlock the value of your bitcoin without having to sell it. That means you can use your bitcoin as collateral to secure the funds you need, while still maintaining ownership of your bitcoin.

This allows you to benefit from potential long-term price appreciation, avoid triggering capital gains taxes, and stay invested in an asset you believe in. So whether you're buying your dream home or an investment property, you can do it without saying goodbye to your bitcoin.

0% INTEREST BITCOIN-BACKED LOANS

It’s simple: when you win, we win. If Bitcoin goes up, we take a small cut and if Bitcoin goes down, it costs you nothing.
  • 0% interest*
  • Loan-To-Value (LTV) of 33%
  • Terms of 3, 6, 9, or 12 months
  • 5% appreciation fee (assessed quarterly)
  • Effortless loan extension
*2% origination feeCalculate now

LOW-INTEREST BITCOIN-BACKED LOANS

If you borrow with a fixed low interest rate, there will be no payments during the term of the loan. Loan extension stays effortless.
  • 3% interest per quarter*
  • Loan-To-Value (LTV) of 50%
  • Terms of 3, 6, 9, or 12 months
  • 0% appreciation fee
  • Effortless loan extension
*Equivalent to a 14% APR on a 12 month term
*12% interest + 2% origination feeComing Soon
BITCOIN-BACKED LOAN

Apply Today—Calculate your loan

I want to borrow

Loan Term

Future Bitcoin price (end of term)

Starting capital

$0

Origination fee 2% = $0

Collateral (33.33% LTV)

NaN BTC

Loan Interest= 0%

Future collateral value

$0

Appreciation fee 5% = $0
  FAQ