FOR BITCOINERS, BY BITCOINERS
Advantages of BitBacked loans
- Advantage 1
Never Sell Your Bitcoin
Access your wealth without selling your bitcoin, keeping you fully invested for future appreciation
- Advantage 2
Fast & Hassle-free
Get quick funding without the usual delays, credit checks, and paperwork of traditional loans. Approval is based on your bitcoin’s value, making the process smooth and efficient.
- Advantage 3
Tax Efficient
By using your bitcoin as collateral, you can access funds without triggering capital gains taxes and preserve more of your investment.
Our trusted partners:
Digital Asset Infrastructure

Blockchain Analytics

Blockchain Data Platform

Web Architects

Secure Digital Asset Custody

Bitcoin Economic Ecosystem

Stay Humble, Stack Sats
Choose the loan that suits your needs
Sensible Lending / Sensible Borrowing
With a bitcoin-backed loan, you can unlock the value of your bitcoin without having to sell it. That means you can use your bitcoin as collateral to secure the funds you need, while still maintaining ownership of your bitcoin.
This allows you to benefit from potential long-term price appreciation, avoid triggering capital gains taxes, and stay invested in an asset you believe in. So whether you're buying your dream home or an investment property, you can do it without saying goodbye to your bitcoin.
This allows you to benefit from potential long-term price appreciation, avoid triggering capital gains taxes, and stay invested in an asset you believe in. So whether you're buying your dream home or an investment property, you can do it without saying goodbye to your bitcoin.
0% INTEREST BITCOIN-BACKED LOANS
It’s simple: when you win, we win. If Bitcoin goes up, we take a small cut and if Bitcoin goes down, it costs you nothing.
- 0% interest*
- Loan-To-Value (LTV) of 33%
- Terms of 3, 6, 9, or 12 months
- 5% appreciation fee (assessed quarterly)
- Effortless loan extension
LOW-INTEREST BITCOIN-BACKED LOANS
If you borrow with a fixed low interest rate, there will be no payments during the term of the loan. Loan extension stays effortless.
*12% interest + 2% origination feeComing Soon
- 3% interest per quarter*
- Loan-To-Value (LTV) of 50%
- Terms of 3, 6, 9, or 12 months
- 0% appreciation fee
- Effortless loan extension
*12% interest + 2% origination feeComing Soon